Frequently asked questions
Does Note Central broker or close note sales?
No. We are a listing and discovery platform. We don't hold funds, negotiate, price, or close. Buyers and sellers transact directly, off-platform.
How does the NDA / due diligence flow work?
A buyer agrees to the listing's NDA online. For most listings access is instant; some sellers choose to review and approve each request first. Once access is granted, the exact property address and the seller's private documents unlock for that buyer only.
What is shown before vs. after the NDA?
Before: price, state, city/county/zip, balances, rate, payment, term, LTV, lien position, performance status, the seller's description, occupancy, tags, and any photos. After access is granted: the exact street address and the seller's private documents — which can include the note, mortgage or deed of trust, title policy, payment history, insurance, and tax records, as the seller attaches them.
Does the calculator tell me what a note is worth?
No. The buyer-side calculator computes figures from the note's stated terms and your own inputs (like the price you'd pay) — it is a tool for your own analysis, not a valuation, recommendation, or investment advice from Note Central.
How do you make money?
Subscriptions and featured placement — never a cut of a note sale.
This platform does not broker transactions and does not provide legal, tax, financial, investment, or lending advice.